Frequently asked questions

No. USDC is fulfilled from treasury inventory. You see an estimated quote before purchase, and the final quote is locked briefly at confirmation.

Network conditions and inventory basis can change. We provide an estimate first, then lock the final quote at confirmation for a short time window.

Your USDC is delivered to a managed wallet on Base by default.

A managed wallet is a wallet experience where key operations and delivery mechanics are handled by the platform. This reduces user friction and enables Virtual Wallet routing in partner flows.

Virtual Wallets are ledger-backed balances inside Prism Managed Wallets. Value can be routed from virtual wallet to virtual wallet in an immutable ledger backed by treasury.

Base provides fast settlement and low transaction costs. It is the default delivery network for managed wallets.

Yes. You can request delivery to a self custody wallet. Delivery to networks other than Base uses a delivery quote because network fees vary.

When enabled for your partner program, yes. Off ramp fees and timing depend on the program and are quoted when requested.

Fees are separated from the USDC principal. USDC principal is priced at par, a small platform fee applies to purchases, and delivery or off ramp fees are quoted when requested.

If you transact at least 25 USD per month, the monthly fee is waived. Otherwise the fee is 1 USD per month. Sponsored wallets or promotions can cover the fee.

A sponsored wallet is created through a partner program where the partner may cover monthly wallet fees based on partnership terms.

Some promotions may offer free wallets by waiving the monthly fee for a period. Promo waivers apply before sponsor billing.

No. It is a managed wallet and checkout service.

Depending on program limits and off ramp features, identity verification may be required.